Check me out at the link below and get your free approval today!
Thank you for choosing City First Mortgage Services,
Nathan T. Kessler | Sr. Mortgage Loan Originator
City First Mortgage Services
8871 W Flamingo Rd Suite 202
Las Vegas, NV 89147
(C) 702.683.3126 | (F) 702.974.0848 | (O) 702-522-6743
Company NMLS # 3117 | Branch NMLS # 819501
Individual NMLS # 377217 NV #46175
Possibly. Some lenders can offer a mortgage on a middle score as low as 580. Your score may not be accurate either. It may make sense to use some of your down payment to address the credit issues and improve your scores. Your chances of approval will go up and the rate will probably go down.
Meet with a great local lender and discuss both options, obtaining a loan now and working on your credit and buying a little later. Let us know what you decide to do and how it goes.