You already have insurance money to replace (cabinets and appliances cannot be fixed) so what more do you need to do? With the insurance money your are remodeling the house so you should figure the budget for what you wish to do and then minus the insurance money.
I get industry emails from private money companies all the time, so you might want to try that but its going to be expensive money to borrow. But if it fits what you need, then it might be worth checking out. I would definitely do lots of research on any company offering it, because there's companies you wouldn't want to do business with. I don't know anything about this company, good or bad, but I get emails from them regarding their services. This is NOT meant as any kind of recommendation so do your own due diligence, but their name is Precision Capital Private Money, out of Eugene, OR, phone number: 541-485-2223. Best to you, Marge
Corri Klebaum | Mortgage Advisor | MLO 211442
P 503-496-3838 | F 503-496-3839 | M 503-975-5005
She's with Alpine Mortgage and might be a good answer lady ;-)
Carla Muss-Jacobs, Principal Broker/Owner
EBA Portland, LLC
Exclusive Buyer Agency since 1999