In short, I have always been able to originate smaller loans; however, have also always felt the fees associated with originating them were just too high when I know I could refer the borrower to a local bank or credit union....and the borrower would save considerable funds. And, that is my recommendation to you: Start with a local credit union...they often portfolio (do not sell the loan on the secondary market) and you may find them very well priced. Next, try U.S. Bank (I can broker to them; however, that would add fees...not good, right???). U.S. Bank does a much better job than either BofA or Wells....and I would always recommend them over the others.
Best of luck to you! Certainly feel free to contact me if you have any questions that I can answer. Of course, you can keep me in mind for any referrals for larger loans that make more sense from a traditional mortgage platform.