Speak with the lender to see how you can go about increasing your credit history.
Do you have a major credit card - Visa, Master Card?
Get one of those cards......buy a few things and pay them off. promptly......it may take a little time, but you will improve your credit by showing you are responsible......always pay on TIME!
I am sure a mortgage rep will come aling and offer more help and suggestions!
Keller Williams Realty
(931) 249-1282 Cell#
If your score is 703 I can offer you a Mortgage Loan right now without any open trade lines.
I will approve you; I have closed loans with much lower scores with no open trade lines.
You will close in 20 days and be in your new home.
Call me I can help. 615-537-1048 Joseph MLO (Hendersonville TN)