Financing in Crest Hill>Question Details

Brenda, Other/Just Looking in Crest Hill, IL

Our credit is in terrible shape we are un able to rent an appt because of mgnt companys to much to go in to here. So any ideas???

Asked by Brenda, Crest Hill, IL Thu Feb 3, 2011

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I've found lots of clients rentals that had terrible credit. It doesn't necessarily mean you're a bad tenant. Forget going through the leasing/management companies. Work with a Realtor in your area, or go directly to the owner of the property to work something out. A lot of people have bad credit, but if it was a temporary hardship that destroyed your credit, and not a history of not paying, then that's easy to explain. If you were a renter before, then see if you can get a referral letter from your previous lender. You can also offer to pay additional rent upfront as an extra security to the landlord. It's never too late to start working on repairing your credit. I've heard good things from . You might want to check into it and see if you can get back on track with things. Good luck... hope this helps.
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0 votes Thank Flag Link Thu Feb 3, 2011
While most management companies require credit checks, lots of rental listings that Realtors have don't require it. You can always find something on Craigslist or the newspaper as well. If a landlord is worried about your credit situation, you can always "sweeten the pot" by giving additional funds for the security deposit. Good luck.

The information in this answer provided by Attorney Ranj Mohip is general information and is not intended as legal advice, nor does the attorney intend to create an attorney-client relationship with any reader by answering this question or otherwise contributing as a member of
2 votes Thank Flag Link Thu Feb 3, 2011
Good Morning Brenda;
You may want to check rental ads on CraigsList or in the local newspaper.
The owners may not be as stringent as those listed on the MLS or with Management Companies.
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1 vote Thank Flag Link Thu Feb 3, 2011
Hi Brenda,

Why not work on improving your credit profile through credit restoration? Credit restoration is a combination of credit repair and credit education. Through credit repair you may be able to remove negative items on your credit reports. Through credit education you will learn about debt to limit variables, the various types of credit and how to keep your credit in good standing moving forward.

This process takes about 6-8 months and will change your financial life forever!

Follow the link to learn more.

Good luck!

Hannah Fliegel, FICO Pro
0 votes Thank Flag Link Fri Feb 4, 2011
I agree with Phil. Go to landlords directly, not leasing companies. They are likely to be less strict. I'm sure you can find plenty of rentals on Craigslist or in your local paper.
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0 votes Thank Flag Link Thu Feb 3, 2011

I specialize in people with bad credit. I have found them homes to own and rent. Call me at 888-788-9544 or email me at and I can give you some options.
0 votes Thank Flag Link Thu Feb 3, 2011
Couple of things that you can do--if you have the funds--offer 3 months rent up front and a higher security deposit. Additionally if you have good staus with prior landlords and have paid your rent on time, privade letters of your status from past lessors--that would help.
0 votes Thank Flag Link Thu Feb 3, 2011
good apartments are hard to find but even with bad credit there are finantial institutions that will loan money on repo houses if you get them for good enough price

Always get them inspected
0 votes Thank Flag Link Thu Feb 3, 2011
You should check with section 8 . They guarantee the landlords the rent and you will have much more variety to look at! I have attached the link for you!
0 votes Thank Flag Link Thu Feb 3, 2011
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