I've found lots of clients rentals that had terrible credit. It doesn't necessarily mean you're a bad tenant. Forget going through the leasing/management companies. Work with a Realtor in your area, or go directly to the owner of the property to work something out. A lot of people have bad credit, but if it was a temporary hardship that destroyed your credit, and not a history of not paying, then that's easy to explain. If you were a renter before, then see if you can get a referral letter from your previous lender. You can also offer to pay additional rent upfront as an extra security to the landlord. It's never too late to start working on repairing your credit. I've heard good things from http://www.moneymanagement.org/ . You might want to check into it and see if you can get back on track with things. Good luck... hope this helps.
The information in this answer provided by Attorney Ranj Mohip is general information and is not intended as legal advice, nor does the attorney intend to create an attorney-client relationship with any reader by answering this question or otherwise contributing as a member of Trulia.com.
You may want to check rental ads on CraigsList or in the local newspaper.
The owners may not be as stringent as those listed on the MLS or with Management Companies.
Why not work on improving your credit profile through credit restoration? Credit restoration is a combination of credit repair and credit education. Through credit repair you may be able to remove negative items on your credit reports. Through credit education you will learn about debt to limit variables, the various types of credit and how to keep your credit in good standing moving forward.
This process takes about 6-8 months and will change your financial life forever!
Follow the link to learn more.
Hannah Fliegel, FICO Pro
I specialize in people with bad credit. I have found them homes to own and rent. Call me at 888-788-9544 or email me at firstname.lastname@example.org and I can give you some options.