My staff has had great success with a Sr Mortgage Officer, Tom R. Callahan who is apparently a top producer for BBVA-Compass which is one of the largest banks in the world, I think ranked 7th.
I know for fact they can do the refinance with no regard for seasoning and have always had very good rates and low cost. They have 30 or 15 yr fixed and ARM's
You can reach Mr Callahan by e-mail:
Good Luck to you, TJ PhD