Financing in Brisbane>Question Details

Brando222, Home Buyer in Brisbane, CA

No Seasoning Lenders Needed for 40% LTV.

Asked by Brando222, Brisbane, CA Thu May 27, 2010

Purchased a short sale all cash for $300K, looking to refinance to pay back my family the balance, which is $120K. All major lenders require 6 months seasoning. Patelco as well. Only Wells Fargo has said yes, but their rates are weak plus 1 point compared to US Bank and Patelco. Any other suggestions? Don't want to go with a no name lender.

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Tyler J. Jacobs, PhD, Broker’s answer
My staff has had great success with a Sr Mortgage Officer, Tom R. Callahan who is apparently a top producer for BBVA-Compass which is one of the largest banks in the world, I think ranked 7th.
I know for fact they can do the refinance with no regard for seasoning and have always had very good rates and low cost. They have 30 or 15 yr fixed and ARM's

You can reach Mr Callahan by e-mail:

Application site:

Good Luck to you, TJ PhD
0 votes Thank Flag Link Thu May 27, 2010
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