The answer is yes you can refinance the home in your name only as it is your marital residence.
There is no reason to pull her credit is you can handle the loan on your own. i would be ahppy to meet you at your home and spend time going over your refinance options.
First Alliance Home Mortgage
NMLS 9838 732-539-9300
Albert "Al" Rapoport
NMLS ID #60865