Welcome back to the states! Since your credit will likely be thin (US credit at least), you'll probably need to go the FHA route so we can build you some credit tradelines at the same time.
Depending on what you do now how much you make and what your debts look like, you should be able to go solo on this loan.
Loan systems love borrowers with reserves (assets).
I'm local (we have skokie office and I'm downtown all the time) if you'd like to setup a meeting.
My contact info is in my profile or on my website if you'd like to follow-up.