Besides the lease purchase option James mentioned, another avenue would be owner financing. If you don't currently have an agent, please consider getting one. If you do have one get him/her to run a search using that as a filter. Good Luck!

Your best bet may be to consider a lease purchase.
This way you have a lease agreement for two years to help establish your credit and payment history again. Once you lease is up you should qualify for a mortgage and you can purchase the property for an already negotiated price.

you will have to wait three years before getting a "regular" mortgage after a forclosure. The other answer here points you to what is called a "hard money loan", also called a kneecap loan - as in - if you don't pay on time I'm gonna break your knee caps. They usually are ridiculously expensive. Be careful what you sign.

Good morning:

The chances of a mortgage company granting a new mortgage immediately after a foreclosure is highly unlikey. However, thee may be alternative solutions that you may want to investigate. There are private lenders who might consider assisting you with the financing. If you give me a call, I can discuss this further.

Sandy Martin
New Century Realty Group
Direct: 404-284-3997