Rudy R. McDo
Mortgage Broker Or Lender, Bloomfield Hills, MI
HI, Corina. Contact a real estate agency in the area you're looking to buy in. Typically they'll have a few loan officer and lenders that they've worked with and can recommend a qualified LO to assist you. Ideally, the loan officer should preferably work for a direct mortgage lender or brokerage (not necessarily a bank) and be licensed (not just registered). By working for a direct mortgage lender or brokerage, you'll cut down your loan preapproval and closing times by over half. Next, you'll be guaranteed greater customer service and accountability since they're licensed and held to a higher standard. Most also are 100% commissioned and therefore have a greater incentive to properly review your application, structure your loan, and close it in a timely manner.