Financing in San Diego>Question Details

Hanna Fox, Real Estate Pro in San Diego, CA

My client - buyer has 600 as credit score, she wants to buy a house with 5-10% down, any lender out there will have a loan for her? Looking at 300k pp

Asked by Hanna Fox, San Diego, CA Wed Sep 21, 2011

Help the community by answering this question:


I work with a lot of people who have less than perfect credit. I tell all my clients that need a pre approval to visit The Lenders Network, I have seen loan approvals from them even with scores under a 600. So if anyone can get your client a loan they can.

Good luck to you!
1 vote Thank Flag Link Wed Jul 31, 2013
Yes - Gregorio Denny can go to a 500 score on FHA (& VA) financing here in California. is his profile here at Trulia & is his website.
1 vote Thank Flag Link Wed Sep 21, 2011
FHA for sure, or VA if borrower is eligible.
0 votes Thank Flag Link Mon Sep 26, 2011
We are able fund FHAs in house down to 600, but can go down to 580 if your client's credit drops. I would like to offer your client a free credit analysis or consultation to see if we can bring up the scores just a bit which will give your client more options. We just corrected a client's credit report which brought his scores up 42+ points which helped out huge. I was able to offer a larger lender credit to help with closing costs. The lower the score the less attractive the pricing is.

Best of Luck!
Web Reference:
0 votes Thank Flag Link Wed Sep 21, 2011
Thanks Shane.

Hanna, give me a call and I'd be happy to assist you with your client.
Web Reference: http://WeFixRates.Com
0 votes Thank Flag Link Wed Sep 21, 2011
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