1 hour to get ready for work + 4 hours commute + 8 hours work + 1 hour lunch... that's 14 hours of your day consumed, and leaves10 hours to enjoy family & friends, make/have dinner, do chores and sleep.
Now, if you are like most of us that often work 10-hour to 12-hour days... or more... well... you get the picture.
Only you know what is best for you. Best of luck to you.
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Dr Cheryl Schantz
United Loan Finance
San Jose, CA, USA
While FHA will allow for this distance, the issues will be, commute time, gas, quality of life,
car insurance, potential accidents.
Better to rent or buy a condo in San Jose.
Good luck. :-)
I agree with Lance, you really should consider the quality of life before making this decision. I commuted for many years and it can really take a toll on you.
I would be happy to talk to you more about that.
DRE # 01222455
Yes FHA will allow that.
I have several clients who commute to San Jose from the Central Valley, which is over a 2 hour commute from San Jose, because the price of homes in the Central Valley is so much less than the price of homes in San Jose. I did get FHA financing for those clients.
In the Central Valley you can get a very nice, large single family home in excellent condition on a large lot, with a beautiful yard in a very nice neighborhood for the same amount of money that you would have pay for a tiny apartment style condominium in poor condition, that needs a lot of work just to make it habitable, in San Jose.
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You might want to think about setting up a budget for where you are, and perhaps finding a cheaper apartment so you can eventually afford to buy something closer to home. You might try doing that commute for a few days and see how you feel after.
Lance King/Owner-Managing Broker
At your service,
CDPE- Certified Distressed Property Expert
Call Me at 702-808-8328. Let's make you a homeowner!