Financing in Calabasas>Question Details

Chris, Home Buyer in Calabasas, CA

Looking for a loan amount of $2.95mm (based on 80% LTV). Which lender will provide 80% LTV with 18 months or less of PITIA reserves?

Asked by Chris, Calabasas, CA Tue Nov 12, 2013

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I can refer you to a lender in CA that can do an 80% LTV for 3 million. Email me or visit our site I will refer you to him.
2 votes Thank Flag Link Tue Nov 12, 2013
Hi Chris,

I would be happy to recommend a few lenders to you that may be able to help you out and answer any additional questions you might have.

Please contact me at JamieTian@RodeoRE.com or (310) 717-1321 and I would be happy to forward their contact info to you.

Best,

Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
BRE #01920120
Web Reference: Http://www.JamieTian.com
2 votes Thank Flag Link Tue Nov 12, 2013
Hi Chris,

Please let me have the FICO scire.

Thanks
Jacob
NMLS 327086
1 vote Thank Flag Link Tue Nov 12, 2013
FICO is around 800
Flag Tue Nov 12, 2013
Pacificwide Lending can arrange loans up to 3 million at 80% LTV with 18 months of PITI Reserves. Give me a call at your earliest convenience to get started.

Best regards,

Darren Carlin
Loan Originator / Jr. Partner
CA BRE#01935124
NMLS#1016245
Pacificwide Lending
5506 Sunol Blvd. Suite 200
Pleasanton, CA. 94566
Office: (925) 461-0500
Cell: (925) 872-0695
email: dcarlin@pacificwidelending.com
web: http://www.pacificwidelending.com
1 vote Thank Flag Link Tue Nov 12, 2013
Please contact Ryan Gale with JMJ Financial, his company are Direct lenders, they fund their own loans, they also work with Portfolio lenders who can 'bend' the rules a bit more for 'case by case basis'. They also deal with a lot of Jumbo loan products throughout southern California.

Call or text: 714-401-7282 (Ryan's cell) or email him at RGale@JMJFinancial.com

I don't look back on this same Trulia posting for Replies or Answers posted after mine.

Emily S. Knell
EmilyKnell1@yahoo.com
562-430-3053 c
Realtor Since--- 1996
Realty ONE Group - Huntington Beach
BRE# 01211967
1 vote Thank Flag Link Tue Nov 12, 2013
Are the reserves you speak of liquid? If so, do you have any additional reserves that are non-liquid? That may get you an Underwriting exception with some banks. If you are stating that you have 18 months reservews, in total, considering all assets, that would be a bit more difficult but is still a possible Underwriting exception depending on total file quality.

I am here to answer any further questions that you may have.

Good luck!
1 vote Thank Flag Link Tue Nov 12, 2013
Chris,
I have a mortgage broker that can do wonders. He got financing for a client that is retired! Feel free to email me at smehr818@gmail.com so that I may give you his contact info.

Thanks,
Sara Mehrpouyan
Rodeo Realty
Direct 818-903-2040
Bre License #01712757

Thinking of Selling Your Home? Get a Home Value Estimate ONLINE here: http://www.GetLosAngelesHomeValue.com

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1 vote Thank Flag Link Tue Nov 12, 2013
I have a few great recommendations.
Please feel free to shoot an email Susan@BeverlyHillsLuxuryFlats.com
Best,
Susan Bo'ur
Realtor/Coldwell Banker
1 vote Thank Flag Link Tue Nov 12, 2013
Luther Burbank may do this.
1 vote Thank Flag Link Tue Nov 12, 2013
I can certainly help you. We only require 6 months PITIA reserves.

Alex Greer
Loan Officer
NMLS #1056079
http://www.TheMortgageOutlet.com

408-352-5147
AGreer@TheMortgageOutlet.com
0 votes Thank Flag Link Tue Nov 12, 2013
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