My initial plan had been to use a popular out-of-state lender advertising a low interest rate. When I switched to People's, I was delighted by both the lack of hidden charges and the competitive interest rate --- with no prepayment penalty.
They have locations in Brighton and Newton, as well as some other surrounding communities. Knowing how diverse the communities are in Brighton, they likely have reasonable experience with immigrants -- especially from Ireland.
Thanks, in part, to their great rates and lack of hidden fees, I was able to pay off the mortgage quickly years ago. So, I can't say that my experience reflects their current practices and performance. All I can say is that they earned my trust, and I sure do miss those friendly service reps and those lollipops (a nice perk when bringing in additional prepayments)!
I look forward to hearing from you!
Prestige Home Mortgage
Good luck! Please let me know if you need anything else
I'd be happy to work with you to find your home.
Representing Greater Bostons finest builders and communities.= Brookline, Dover, Needham, Newton, Wellesley and Weston.
We lend to individuals with L series Visa's (as well as others). If it'll expire within 1 year, and a prior history of residency status renewals exist, then we should be OK with it, if it's over 1 year left then that is fine too. If you are sponsored by a specific employed we wouldn't need an EAD, just a passport & a letter from your employer/sponsor.
We'd also require your employment, income and credit to qualify as well - often 2 years is required but there are several situations where exceptions can be made (such as recently graduating, or if an employment history from your country of origin can be verified, etc.) and your Canadian credit history can help meet the credit requirement as well.
I've done financing in Middlesex County several times, if you need help, have questions, or want more information please let me know and I'd be happy to assist.