http://www.fcbbank.com/locations.aspx - Cached - Similar
or Bank of O'Fallon - http://www.bankofallon.com
901 South Lincoln Avenue, O Fallon - (618) 632-3595
Both are usually pretty easy to deal with from my experience.
Hope it works out for you,
Realty Executives of Metro East
1109 Hartman Ln, #200
Shiloh, IL 62221
I commend you on your efforts to not only keep the home (instead of walking away from it), but also to pay down the balance to keep from being underwater. Unfortunately, I'm pretty sure all major lenders will only go to 80% LTV on a single family investment property. You may want to try a small local bank that may offer an in-house program. Good luck!