I live and work in New York City. I happen to live in a Cooperative on the UES as well. I also happen to work at a Mortgage Bank. I can help you refinance your mortgage with the least amount of hassles.The fact of the matter is getting a loan at a cooperative is easy and is just like any other loan. Sure there are nuances. You will need the Board to be involved no matter if the bank has the building on an Approved list or not. The process is going to be the same no matter which bank handles the refinance. The fact is you need need an experienced Loan Officer to help you. You need to make sure you qualify under todays ever changing guidelines, and you would want to work with someone you can meet, place your trust in, and has a proven track record.
Please send me an email or call me whenever you would like.
Residential Home Funding
As you are searching for a good lender have them confirm that you Co-op is on the approved list, and make sure to ask for a rate with no loan origination points and no discount points. Make sure you get it all in writing before you make a decision.
Hope that helps! Good luck!
I recommend a mortgage banker at Bank of America.
Sr Mortgage Loan Officer
Bank of America Home Loans | 335 Madison Ave, 4th Floor | New York, NY 10017
Office: (646) 556-0115 | Cell: (917) 701-8900 | Fax: (866) 905-4524
Tell her I sent you.
BOND New York