ps. Here is a blog i wrote in response to WSJ article of "Homes Return to Pre-Bubble Prices"
Best of luck.
In additional there is also Physician Home Loans and the National Association of Doctors (NAD) have home loan programs with 0 or 5% downpayments. All four still lend in Florida. Good luck.
I know this is the second time I have seen this post. Chances are if you haven't found the program by now, it does not exist. From what I remember about this program because I've never had it available to me, BofA was the only one offering it in their retail branchs. You might want to try to go into your local Bank of America. If they don't have the program available any more then chances are you will have to qualify utilizing a government backed FHA mortgage. This will have the most flexibility in debt to income ratios which is one of your biggest concerns. I'd be happy to assist you if you do not find the Physician Loan you are seeking.
Joshua A. Lerette
Senior Loan Officer
Residential Finance Corporation
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Please feel free to call or email me for further information, rates and costs associated with the mortgage you are looking to finance.
Florida Mortgage Coach
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