I'm a realtor, not a lender, so I don't do loans, but if you would like a reference to a couple of great lenders that work in your specific area, you are welcome to email me or call. Just FYI, I don't receive referrral fees from lenders, so I only refer to lenders that have demonstrated superior customer service skills and programs.
I can help you. Jumbo financing niche type of lending...Not all lenders have the same guidelines or competitive pricing. It sounds like you understand some of the guidelines...however, to properly advice you, a full application is necessary.
My contact info is below.
Home Mortgage Consultant
(415) 271-7740 direct/cell