Thank you for the prompt replies! I went ahead and filled out an application for a local loan officer and he will be providing me a free prequalification shortly. Thanks for the help!
Robin's correct. Any local or locally licensed loan officer should be more than willing to assist you. And given the recent and continual changes in the lending industries, it's always wise to speak to someone directly either face-to-face or over the phone or email. What you're requesting is part of the process and necessary for your information and peace of mind. Any LO worth his/her grain of salt will be readily conscious and agreeable to this. When it comes to gathering the necessary information to make a competent purchase and commitment of this size and nature, you should never feel as if your imposing on anyone.