I worked at a small no name company the first 5 years that I was in the industry. The number one limitation that I encountered was capacity. With the large amount of volume of refinances and purchases it can be difficult for a small company to keep up. They may not have the man power required and your loan could suffer.
Check several trusted sources for quotes and go with the lender that makes you feel the most comfortable.
Senior VP of Mortgage Lending
773 290 0455