Ask the lender what can be done NOW? Call the IRS line and see how long? 800-829-1040. Be prepared for a long wait like the rest of the day. If you take them to an IRS office will they stamp them and will this be accepted by the lender. There are things that can be done to speed it up but the lender needs to see if they can make it happen. It's not easy but you are within your right to ask how they assist and speed it up. Just remember it's not easy as it sounds I know. Good luck and let us know how it turns out.
Senior Loan Officer
1ST Mariner Mortgage
Lending in all 50 states
can'twaitforclosing If the CPA had showed the extension for filing and the '09 & '10 tax returns, that would have been okay with:
Self employed-audited P&L
Wage earners-last paystub for 2011.
At this point you will need to ask for an extension.
Don't switch lenders. The new lender will need the same info.
Best of luck sorting this out.
B&B Realty Group - Keller Williams Elite Dallas, TX