Your income and your debt.
All bank or mortgage lenders will go over these things with you to determine HOW MUCH you qualify for.
Contact my lender: Richard Murray with Marquee Mortgage Richard@marquee-mortgage.com
210-738-2244 Very good at wha the does.
Real Living/Best Homes
You are off to a good start. They also look at your income in relation to your bills.
Any real estate agent can guide you through the home buying process. You need to find an agent that you feel most comfortable with and work with them, We help you get a loan, find your home, negotiate the terms and more. It does no cost you anything to get this help.
If I can be of assistance, please do not hesitate to contact me 771-0110 or firstname.lastname@example.org
Have an awesome day!
The short answer to your question is yes. Opinions differ on the score needed. I look for a 640 mid score. Yours is a 652. A realtor will put you into contact with several loan officers that can meet your needs. Credit worthiness is determined by examining the 4 C's of good landing. Character ,capacity, capital and collateral. Your credit score demonstrates your character. Your job security and debt ratios determine your capacity. Contact me if you would like for me to work with you.
No dude en llamarme, aqui estoy para ayudarle. 210-275-8759
Depending on your verifiable income and a few other details.. different lenders can get you approved at different rates. It's always a good idea to shop around.
Then of course, you want to find a great realtor that will assist you in finding the right home for your needs, and accompanies you the entire way through the sales process.
We are a veteran owned and operated brokerage, dedicated to saving you time and money. We also offer a rebate towards your home, which you can use towards your closing costs, or wrap around after as a rebate check for any of your financial needs after such a large purchase!
Buying a home can put a dent in your pocket book. We work to put money back in it!
Please give me a call anytime, 24/7 at 2108312402. I'd love to help you.
Good luck in your search!
SellSmart Real Estate
I have several mortgage brokers who will be able to assist. My contact info is below.
Please let me know if I can be of any further assistance!
"I'll Find You The House, You Make It A Home!"
Cornel "Chuck" Berry, REALTORÂ®, (USAF Retired),
Real Estate Consultant, Lic# 0615965,
GRI, ABR, e-Pro, CNE, TAHS, SFR, Cartus CSA/NBS, BS, MA,
Coldwell Banker D'Ann Harper, REALTORSÂ®,
18756 Stone Oak Pkwy., Suite 101.
San Antonio, TX 78258.
Cell: (210) 683-1157
Direct: (210) 483-7552
Fax: (210) 483-4679
Web Page: http://www.chuckberryrealtor.com
CBDHR Intro: http://www.youtube.com/watch?v=Lp8C1naryD8&feature=youtu.be
Info about Brokerage Services: ww.trec.state.tx.us/pdf/contracts/OP-K.pdf
Get a **$50.00** referral fee for each buyer/seller you refer, paid at closing!
I can help you get pre-approved. Please call me at your convenience to get started.
Feel free to check out my recommendations on this site.
Vino Alonzo, Loan Officer
Castle & Cooke Mortgage