James - I work for Union Mortgage Group in Wilmington, which is a division of Union First Market Bank based in the Richmond area. Our specialty is construction to permanent lending. Our average turn around time for closing the construction loan is 4 weeks. In some cases we will lend 100%.The best thing about it is your construction loan is that it isinterest-only and tax deductible. It's less expensive for you and your builder will love it because it eliminates the need for him to find financing.
We offer loans for conventional buyers, VA, FHA and USDA. Matty Fitzgerald is the Regional Manager and has 26 years in the business. I have yet to see him not close any qualified borrower. He has all the answers, to all the specifics, and personally manages the qualifying process. He's your man. You can call me and I will introduce you to Matty.
Margo Davy 910-443-2310
You can also look us up on the web http://:www.bankatunion.com.
Click on mortgages.
Thanks for your consideration.