1. You live in Mass. once a year you can request a free credit report from the 3 bureaus." Do so once a year and make sure everything is correct on your report and being paid"
2. Stop looking up you FICO score your loan officer will do it and will inform you of your score if you ask.
3. You might want to start writing down your expenses so that you pay the correct amounts on your bills.
4. Your pre-approval will probably also expire in about 3 months so make sure you are ready to buy when you get approved.
Good will hunting!
That will not be a deal breaker. But an actual prequal is not a gaurentee that you'll get a loan because its not backed with any solid documentation which has been placed in front of an underwriter. Which means your score is only part of the equation and you won't know where you stand until your Lo has gathered all your required information.