Of course you can check with a lender.
There are very few lenders lending on vacant land/lots these days. The last one I knew of was Desert Schools Credit Union. You can check to see if they still do. But be prepared for a big down payment.
Without a home or at least a foundation to qualify for a FHA 203K with, you're out of luck when it comes to FHA. A local credit union (especially if you're a client) may be an option.
Gregorio is correct. FHA insured mortgage loans are NOT for lots. They are for owner occupied primary resident residential properties.
PAUL WELDEN, PLLC
Exclusive Buyer's Agent RealtorÂ®