Financing in 94116>Question Details

Cynthia, Home Buyer in San Francisco, CA

I think I am underinsured with my homeowner's insurance. What is the averge cost per square foot to rebuild?

Asked by Cynthia, San Francisco, CA Fri Jul 4, 2008

a home in San Francisco, CA. It has hardwood floors and wood paneling that goes up a 1/4 of the walls.

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Having just had this conversation with my Allstate agent I can say that you should talk to them about your coverage. They have those figures and also a formula that projects the costs of replacement. We figured the price per SF and then he noted that the policy will pay 140% of the value of the policy which then gave me the amount of coverage I needed.
0 votes Thank Flag Link Sat Jul 5, 2008
Jed Lane, Real Estate Pro in San Francisco, CA
Hi Cynthia,
Definitely speak with your insurance agent regarding the range of coverage and costs; it's actually a good idea to audit your insurance once a year.
0 votes Thank Flag Link Fri Jul 4, 2008
Agent would not know recommend contacting insurance agents in your area.
0 votes Thank Flag Link Fri Jul 4, 2008
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