Most FHA lenders require a 620 credit scorebut I do have lenders down to a 580 credit score.
You have two choices at this point. You can either pay a slighlty higher rate with the score that you have or repair your credit which can take between 30 and 60 days and see if you can get a better rate later. I can help you with both and our company licensed in Pennsylvania and New Jersey.
215 953 0800
Cell 267 992 7276
Thanks for the Thumbs Up.
I just looked at your profile and since you have a long history of good credit, your repair should be an easy fix.
Cornerstone Lending Inc
215 674 9059
Dave Ramsey is a genuine guy and not a shark that may scam you and actually cause you more injury on a "credit repair" scam.
Good luck with getting on the right path.
All my best,
Did you ever hear of Lexington Law? I have a friend that is an attorney in your city that used it to clean up his wife's credit. They did an amazing job in less than 6 months and both were extremely satisfied with the results.
They're really not very expensive, either. Here's their website: http://www.lexingtonlaw.com/
Scott Miller, RealtorÂ®
Try to attend a credit repair workshop...if you get your middle score up to 620 you can get a FHA mortgage.
I'm a Senior Loan Officer for a local east coast bank. Call me at 484-530-3588 and we can discuss your issue