I would definitely suggest conventional financing to avoid having to pay the MI insurance. With FHA you have to pay the mortgage insurance even if you have 25% equity. I would really like the opportunity to earn your business. If you have any questions please email or call me anytime. There is also quite a bit of information on our website.

Thank You,

Dominique Ressurreicao
Co-Branch Manager
American Pacific Mortgage
559-892-6812

I would try conventional. FHA is a given in your situation, BUT you may be able to avoid as muc IM with Conventional.

I am a mortgage broker. If I can be of service, please let me know!

Martin Smith

Precision Funding
877-238-6324 Ext 704
513-536-7184
877-238-6324 FAX
MSmith@PrecisionFundingUSA.com
http://www.PrecisionFundingUSA.com

Debbie,
I work with several lenders that could guide you in this matter as they know loan options much better than I do . I checked out rates yesterday ,and it seemed that FHA rate was better at that time. I would be more than happy to put you in contact with a lender that I have had several transactions with. Please let me know if I can be of any assistance.
bill@bransonhometeamrealty.com
Thank-you
Bill