Sad to hear that you had a bankruptcy and FICO of 650.
You are better of working with several fine Credit Improvement companies
out there earnestly.
The only one likely to lend is a Hard Money lender, or Private Money.
But to get money from Banks at Fair Market values are done, for 2-3 years.
All the best,
Owner financing maybe while you rebuild your credit banking wise. If you have no down payment though, forget it.
Contact me if you end up in Fort Myers area.
Southern Premier Realty