Therefore, investment property financing will be tough for you it seems; unless you find a portfolio lender who will service the loan themselves; so you can look at that for your investment properties.
As far as your primary residence, you would be eligible for an FHA loan 3 yrs. from the completion date of the foreclosure. (VA loan would require 2 yrs. if you qualfy for VA loans).
Jeff & Michelle Harris
Revital Credit Services
They are excellent financial advisors & have helped many of my clients get in shape to buy. Honest, ethical, and affordable, I would highly recommend them. Of course, your initial consultation is no charge, so you have nothing to lose.
Let me know if I can help you further.
Elizabeth Scott, RealtorÂ®, Broker
e-PRO, Strategic Pricing Specialist
Fathom Realty NC, LLC
Be Savvyâ€¦Call the Smart Realtor
A lender can answer that question for you. I would be happy to refer you to an excellent lender who is easy to work with and very knowledgeable.
Keller Williams Cary
â€œThe referral of your friends and family is the greatest compliment you can give meâ€