I suggest you contact a reputable local mortgage broker that will guide you in the process. There are usually a minimum amout of credit lines required depending on the program you want to qualify for.
For more personalized information, please contact my office. We will get you in contact with reputable professionals to help you accomplish homeownership.
Speedy International Realty
Pembroke Pines, Fl
Re/Max Advantage Plus
Real Estate Broker-Associate
Direct Line 561-251-5296
Toll Free 1-888-363-5910
Please click on this link to view a 45 second personal introduction video: http://www.youtube.com/watch?v=QwoJTyNldLw
Please click on this link to view Newsletter Housing Trends Newsletter: http://paulsaperstein.housingtrendsenewsletter.com
Please click on this link to view Homegain Premiere Club Certificate http://images.homegain.com/download/clubs/certificate?ai=222
"DON'T MAKE A MOVE WITHOUT ME!"
The answer is yes, if you qualify. The Bankkrupcy 6 years ago is not an issue anymore, you need to show income, current credit, ability to pay, acceptable Dept To Income ratio(DTI) some reserves, and cash for down payment and closing costs, and prepaids.You need 1/2 hrs of your time to sit with and talk to a Mortgage Professional who would exp[lain your options.
I would be more then happy to assist you. And if the answer is yes I can also find you the best home for your money.
Weichert Realtors, Best Beach Lending
Realtor Associate, Loan Originator
As far as you writing "can I purchase a house," nobody will know this without seeing your credit report. Most folks will want to know this on a personal level and in confidence without involving multiple lenders or other third parties. Otherwise, there are several banks who may pull your report with your authorization and offer an opinion. Good luck to you!
Yes you can purchase a house. Please call Sean Stroud at (954)850-0500 and he will tell you in one phone call what you need to do. Sean has been my Mortgage broker/lender working out of my offfice for years, and I can tell you he gets the job done. All my clients are thrilled with his services.
All the best,
Galleria International Realty
Cell (954) 648-7334
Sure you can purchase a house. After a bankruptcy discharge a home buyer has to wait two years before applying for financing to purchase a home. Given that you meet all other qualifications you are good to purchase. If you need help or have any questions give me a call 786-704-8482.
If you have taken steps to rebuild your credit your previous bankruptcy should not be a problem. Rebuilding credit is a step many people fail to do. Get a secured credit card, a small auto loan, pay your bills on time and save up some down payment.
You'll need to meet with a mortgage lender to get a definitive answer, but it is certainly a possibility.