I bought home in los alamitos in 2007, now home price is down by around 100K I guess. I have enogh income to
keep paying mortgage, hence I won't qualify in obama's plan. How can I get it refinnaced I am redy to make some down.
As long as your first mortgage does not exceed 105% of the present value of your house, you should qualify for the new Home Affordable Refinance program. Here are some links to check out:
http://www.makinghomeaffordable.gov/
To see if your mortgage is with Fannie Mae: http://www.fanniemae.com/homepath/homeaffordable.jhtml
To see if your mortgage is with Freddie Mac:
http://www.freddiemac.com/corporate/buyown/english/avoiding_…
Good luck in finding solutions!
Your best bet is to contact the actual mortgage holder themselves, i.e., the bank you have the loan through and ask them to address your request on an individual case.
You can actually go through any lender to try and refinance your loan, and if you need a good lender, please email me and I'd be happy to forward you his information.
Best regards,
Robert M. van der Goes
vandergoesRE@aol.com
(714) 305-2050
Star Real Estate
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