Financing in Houston>Question Details

shelleystaggs, Home Buyer in Tomball, TX

I am relocating back to Texas after 9 months in New Zealand approximately April 2014. How can I appy for a mortgage without US pay stubs?

Asked by shelleystaggs, Tomball, TX Sun Dec 8, 2013

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Answers

17
Hi Shelly,

Any good mortgage company should be able to help you. There are many ways to verify your income and they do not have to be US pay stubs. I am a Loan Originator as well as a Realtor® and would be happy to help. All you need do is give me a call:

Arnold Richie, Realtor®
Terry Burnaman Realtors
arnold@yournexthomehouston.com
http://www.yournexthomehouston.com
713-396-2017 281-788-8962
1 vote Thank Flag Link Mon Dec 9, 2013
I f u have decent credit score of 640 & over we are paying buyers closing costs of up to $4500. Some restrictions apply call me if interested. In the meantime u can go to my website & see homes 4 Sale.

Also it's required by Federal Law u get a GFE within 3 days of applying for a Loan showing all the charges the Lender is going 2 charge U. If u email I will send u a Gov;t booklet showing the steps in purchasing a home & all the costs associated with it.

Gluck Dan Ross U/Save Realty & Mort.CO

http://www.dannypross.com
1 vote Thank Flag Link Mon Dec 9, 2013
I f u have decent credit score of 640 & over we are paying buyers closing costs of up to $4500. Some restrictions apply call me if interested. In the meantime u can go to my website & see homes 4 Sale.

Also it's required by Federal Law u get a GFE within 3 days of applying for a Loan showing all the charges the Lender is going 2 charge U. If u email I will send u a Gov;t booklet showing the steps in purchasing a home & all the costs associated with it.



http://www.dannypross.com
Flag Mon Dec 9, 2013
I might be able to help, we have numerous programs for client relocating from other countries. Give me a call to discuss the details of our programs.


John Broussard
Newbridge Home Loans
713-777-9996 Ext 103
Direct: 832-429-4389
john@newbridgehomeloans.com
http://www.newbridgehomeloans.com
1 vote Thank Flag Link Mon Dec 9, 2013
I am Real Estate agent with Keller Williams We have in house lender

All you need to do is give me a call or E-Mail and I will put u in touch with lender and you will be good to go when you get here.

Linda
0 votes Thank Flag Link Tue Jan 14, 2014
I am Real Estate agent with Keller Williams We have in house lender

All you need to do is give me a call or E-Mail and I will put u in touch with lender and you will be good to go when you get here.

Linda
0 votes Thank Flag Link Tue Jan 14, 2014
I am Real Estate agent with Keller Williams We have in house lender

All you need to do is give me a call or E-Mail and I will put u in touch with lender and you will be good to go when you get here.

Linda
0 votes Thank Flag Link Tue Jan 14, 2014
I am Real Estate agent with Keller Williams We have in house lender

All you need to do is give me a call or E-Mail and I will put u in touch with lender and you will be good to go when you get here.

Linda
0 votes Thank Flag Link Tue Jan 14, 2014
Hello Ms. Staggs,

I am a mortgage banker that may be able to help you out. We would need to further discuss your situation so when you have a free moment give a ring so we can discuss. I would like to earn your business. Hope you have a great day!

JAY ABEYA
NMLS ID # 252320
Branch NMLS ID # 312927
K&G Capital Mortgage a Division of Houstonian Mortgage Group, Inc
7026 Old Katy Rd Suite 280
Houston, TX 77024
832-813-0100 ext 332
832-524-3842 cell
713-588-8493 fax
http://www.kgcm.com
0 votes Thank Flag Link Tue Jan 14, 2014
I surly hope you will be coming to the Houston area , we are booming and I would ;love to help you

Give me a call are E-Mail and we will get started.

Linda
0 votes Thank Flag Link Mon Jan 13, 2014
Hello Ms. Staggs, if you are still looking to connect with a lender, I can suggest some names. April is not too far off, so the earlier you get your pre-approval and know what to expect as far as the loan transaction, the better.

Are you planning on buying right away in April?

Please contact me at the information below if you have any other questions.

Best wishes on your move and a smooth purchcase transaction.

Persis
REALM Real Estate Professionals
713-294-7747
persis.realtor@gmail.com
0 votes Thank Flag Link Mon Jan 13, 2014
I can put you in touch with a lender, that will be able to get you pre qualified for your mogtgage\

I would
0 votes Thank Flag Link Mon Dec 9, 2013
Hello Shelley,

I would like to see what can do to help in regards to you purchasing a home. As a mortgage banker I can tell you all your options that may be available to you. Below is all my contact information. Please feel free to contact me with any questions that you may have. Hope you have a great day!


JAY ABEYA
NMLS ID # 252320
Branch NMLS ID # 312927
K&G Capital Mortgage a Division of Houstonian Mortgage Group, Inc
7026 Old Katy Rd Suite 280
Houston, TX 77024
832-813-0100 ext 332
832-524-3842 cell
713-588-8493 fax
http://www.kgcm.com
0 votes Thank Flag Link Mon Dec 9, 2013
Hi Shelley,

I have great local lenders that I use that you can talk to. Send me an email so I can send you the list.

Good luck!

Robert Kandiyoti
RE/MAX Real Estate Associates
robertk@remax.net
0 votes Thank Flag Link Mon Dec 9, 2013
Hello Shelley,

If you would like to give me a call or send me an email, I can put you in contact with a lender who specializes with individuals in your situation and who may be able to assist you. I do need to let you know that it is important that you are relocating to Houston with your existing job or that you already have another job in place. But feel free to contact me to discuss.

You can reach me on my cell phone at (713)291-1222 or via email at dennis@powsang.com.

I look forward to hearing from you and I hope I will be able to assist you.

Dennis Pow-Sang
Southern Prime Realty, Inc.
Broker - Owner
(713)522-2828 office
(713)291-1222 cell
0 votes Thank Flag Link Mon Dec 9, 2013
If you've filed federal U.S. tax returns you can apply for a conventional mortgage with earned foreign income.



Anna Maria Durr, NMLS 266699
CodeMark Financial, LLC
4500 Highway 6, Sugar Land TX, 77478
281-592-0667, anna@codemarkfinancial.com
0 votes Thank Flag Link Mon Dec 9, 2013
Looks like Lowell gave you excellent advice. If you want to start seeing listings of homes in your price range and area, I can set you up to receive those listings weekly or monthly just so that you can watch the trends where you want to live and will be better prepare to know what to expect once you are closer to your move.

Karen Friend
Broker and Mediator
Better Real Estate Group
713-449-2131
Karen@betterrealestategroup.com
0 votes Thank Flag Link Sun Dec 8, 2013
Will you continue to work for the same company?
If not, you will need a paystub from here.


Tom Burris
Mortgage Banker
http://www.dallasloanguy.com/
(214) 763-4629 cell/text/nights/weekends(Really!!)
tburris@servicefirstmtg.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
.
9yr Veteran navigating Mortgages for wonderful clients.
0 votes Thank Flag Link Sun Dec 8, 2013
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