Financing in 28117>Question Details

jeffreysgate…, Other/Just Looking in Charlotte, NC

I am looking to get a pre-approval for a loan in the Charlotte, NC area in the range of $105k-109k.

Asked by jeffreysgateway, Charlotte, NC Thu Dec 27, 2012

My Equifax score is about 600 and I have items currently in dispute that are hurting my fico from divorce about 5 years ago. (Foreclosure with home awarded to ex etc.) I am a veteran and do qualify for VA. This loan will be for a condo. Curious to know what lenders would be better to talk to.

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Good afternoon, Jeffrey:
Below is a Trulia blog with Ten tips for repairing your credit history, raising score. If you are not able to repair your credit yourself, you may want to get a paid professional to do it. If you meet the criteria in this Trulia blog, http://goo.gl/5RG3w , we can generally find financing for buyers with a 600 middle fico. If you need recommendations, please contact me through my profile. If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. Id be pleased to provide that service. If you appreciate this answer, please give it a thumbs up, or if this was the most helpful answer, please say thanks with a best answer click.
0 votes Thank Flag Link Fri Dec 28, 2012
Usually, underwriters have issues with items that in dispute. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business for 25 years. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. I lend nationwide.




Bart Gabe

http://www.bartprequalifies.com

800 315 8803

NMLS# 20743 - my licensing information

http://www.nmlsconsumeraccess.org/ - link to look up my license number
0 votes Thank Flag Link Thu Dec 27, 2012
My colleagues Tom Weiss or Greg Harrell could explore your options with you. Here is their contact information:

Thomas Weiss
P: 773.435.7965
thomas.weiss@guaranteedrate.com
http://www.guaranteedrate.com/thomasweiss
NMLS: 426271


Greg Harrell
P: 910.794.8353
greg.harrell@guaranteedrate.com
http://www.guaranteedrate.com/gregharrell
NMLS: 99214
0 votes Thank Flag Link Thu Dec 27, 2012
Call Kelly Waugh with Fairway Mortgage. She is excellent. 704-578-4577 - kwaugh@fairwaync.com
0 votes Thank Flag Link Thu Dec 27, 2012
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