Financing in Benicia>Question Details

Greg Rohrer,  in Benicia, CA

I am looking for portfolio lenders in the San Francisco Bay Area to fund profiable non-owner occupied real

Asked by Greg Rohrer, Benicia, CA Fri Nov 21, 2008

estate investments.

Help the community by answering this question:


There are a few leners depending on loan to value, amount of properties you own and have financed, and what type of income you can prove .

Just be careful of "nontraditional" lenders that will require a large up front fee.

Being a lender for almost 15 years, I have just about seen it all!
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1 vote Thank Flag Link Sun Nov 23, 2008
Hi, I'm in the San Diego area, but I know of portfolio banks that lend across the state that still loan on non-owner occupied properties. These banks will also still look at the loan even if the borrowers income is difficult to document. They do require solid down payments, good credit, and cash reserves.
1 vote Thank Flag Link Sat Nov 22, 2008
I'm not sure if you are still looking or not since this is an older post... but.

We have recently developed portfolio private lending programs that are helpful and specific for real estate investors.

There are still requirements and the loans still have to make sense however we can finance based on the "AFTER REPAIRED VALUE"

This can be very helpful if you have a property that is in need of a lot of work and your funds are limited.

If you decide you want details you are welcome to run your loan scenario by me sometime if needed. I talk about several of our portfolio loan programs on this Trulia blog

I hope this helps you.

- Jason Wheeler
0 votes Thank Flag Link Sun Oct 5, 2014
Robert, can you email me the names and contacts of the lenders?
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0 votes Thank Flag Link Sat Nov 22, 2008
Wells Fargo is a portfolio lender. Please give me a call and I can see if we can help!

Jacque Kounkel
0 votes Thank Flag Link Fri Nov 21, 2008
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