Financing in Fremont>Question Details

djash01, Home Buyer in 89117

I am looking for mortgage brokers/agents in the bay area who offer Fresh Start program to folks who have short sale/foreclosure on their credit report

Asked by djash01, 89117 Wed Mar 5, 2014

Thank you for your help.

Help the community by answering this question:



I know a great local lender that can help. Please email me.

All the best,

0 votes Thank Flag Link Tue Jun 3, 2014
Hello djash01, you may qualify conventional ONE DAY after a short sale, foreclosure or deed in lieu with a minimum 660 fico score and 20% down. You may also consider FHA ONE YEAR from a short sale, foreclosure, deed in lieu or BK with minimum 580 fico score and 3.5% down or even as low as .5% half percent down payment program.

It only takes a few dozen questions to qualify and go over your options. Here are some blogs such as Qualify FHA only 1 year from short sale, Which loan in right for me, Down payment and closing costs hurdles and Pre-approval in minutes.…………

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 7pm Monday thru Saturday, Sundays by appt. or
If my response was helpful, consider clicking thumbs up or Best Answer!
0 votes Thank Flag Link Mon Jun 2, 2014
I wonder if you have taken care of this, but what this is is a FHA program you have to take a free class before I can take a loan application.

contact me if you need help finding one of the class providers in your area.
0 votes Thank Flag Link Thu May 29, 2014
Please call or email me for more details.

Jacob Varghese
NMLS 327086
0 votes Thank Flag Link Wed Mar 5, 2014
Good afternoon djash01! Pacificwide Lending offers financing for individuals 1 day after a bankruptcy discharge, foreclosure or short sale.

Please feel free to call or email me to discuss the details.

Thank you very much for your inquiry and I look forward to hearing from you!

Best regards,

Darren Carlin
Loan Originator / Jr. Partner
CA BRE#01935124
CA Sales License #S938902
Pacificwide Lending
5506 Sunol Blvd. Suite 200
Pleasanton, CA. 94566
Office: (925) 461-0500
Cell: (925) 872-0695
0 votes Thank Flag Link Wed Mar 5, 2014

We do offer the Fresh Start Program (AKA HUD’S BACK TO WORK PROGRAM) for Borrowers one year out from a major derogatory such as Foreclosure, Short Sale, and Bankruptcy which was caused by loss of income due to the economic recession ...and we are in the Bay Area.

Feel free to contact me via phone or email


Thierry Abel
Senior Loan Consultant
All California Mortgage
A Division of APMC
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
NMLS 304353 - BRE 01380701
0 votes Thank Flag Link Wed Mar 5, 2014
I would be more than happy to help you. Just send me an email.

Alex Greer
Loan Officer
NMLS #1056079
0 votes Thank Flag Link Wed Mar 5, 2014
Hi djash01
I am a mortgage banker in Fremont. We offer that program.
Give me a call on my direct line: 510-303--1174
It is an FHA program.
1 vote Thank Flag Link Wed Mar 5, 2014

I would be more than happy to speak with you regarding your situation. I can be reached at 408-615-8500.

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981
0 votes Thank Flag Link Wed Mar 5, 2014
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