William: Your situation sounds like many I have faced over the past year. I would be willing to sit down with you and learm more about your situation in depth and detail and see how I can best help you with your mortgage company. I am based out of Wheaton and Naperville. I have helped many people avoid foreclosure, and it does not always involve having to sell your home. Please call me at 630.202.7241

You may want to consider looking at debt negotiation as an option to get things right again. You can cut your balances in half sometimes.

Whatever you do don't refinance unsecured debt onto your mortgage. 70k is alot as well. Hopefully it's not all credit cards.....The average american will never pay off more than 25K of credit card debt in their entire lives. Situations vary but I would definately seek counseling about your debt and explore your options on how to manage/ and or get out from underneath it. Debt brings on alot of stress, and you don't want to drive yourself nuts and live your life stewing about your debt all day long. It's just not worth it, and life is too short. No matter how bad it gets realize alot of other people have it worse. I think you will be fine once you seek help and find a solution. And dont feel like your the only one!- Millions of Americans also have the same problems and they are fixable, and by no means permanent damages on your overall lifestyle and well being. Therefore, shake it off, find the best solution and stick to it. You will be in better shape in no time trust me. I hope I have helped you somewhat.

Brent Bester
Mortgage Professional
614-622-8916

Sorry to hear all that has happened, can you lease the property to make up for any loss you currently have?
http://www.lynn911.com http://www.homes-for-sale-dallas.com

Make sure you fully communicate your situation with your lender. They might be willing to modify your loan, or give you a couple month "holiday," or do something else until you can get back on your feet.

Good luck.

Hi William-
Foreclosures and Pre-foreclosures, short Sales are my specialty. I can have referneces to you asap.
I would be more than happy to talk to you about this situation. Please feel free to contact me directly. Or feel free to check out my website.

You may have many options ranging from a work out solution with your lender to a short sale. As Real Estate Consultants, we can review your situation and help you decide which is the best solution for you. We have a very high success rate. Our consultation is free. Give us a call.

630-579-5925
Brad Moss
Team Moss Keller Williams Realty

http://www.shorsalepeople.com

Give me a call so we can discuss farther. 95% of my biz right know if shortsales. It's the fatest way to get out from under a large mortgage.

630.637.9009
Dan Firks
RE/MAX