Congrats on your home purchase!
Cory La Scala, REALTOR
Lic # 01443391
BTW you actually look like a pretty clean shaven bloak.
All the best.
I asked her if that was cash transaction, she said that was 30 years mortgage loan. Here you have it, get you a good mortgage lender who you feel comfortable and you can trust to assist you for your mortgage. Find youself a good real estate agent to help you find a good loan officer. I will be glad to refer someone if you need.
Your Legal Rights in the Mortgage Process: These laws prohibit mortgage lenders from discriminating against your application because of your race, color, national origin, religion, sex, marital status, age, receipt of public assistance funds, familial status (having children under the age of 18, being pregnant at the time of application.
If Pgonza555 can qualify as I stated previously there would be no reason for a lender to turn him down because he's 72. I am dealing with seniors in their 80's on a daily basis and no lender has ever declined them because of their age.
I am not sure how that could be, I've been asking people their date of birth on every single loan application I've ever taken - how would I check their credit without a date of birth?
Best Wishes to you,
Age is not a determining factor in getting a loan. With 60% down, you should be able to get any type of loan you want. Let me know if you need to reach local lenders, I can recommend a few.
discourage you from applying for a mortgage or reject your application because of your race, color, religion, national origin, sex, marital status, age, or because you receive public assistance."
Equal Credit Opportunity Act: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre15.shtm
If you feel you've been discriminated against, then you can file a discrimination complaint with the information contained at: http://www2.ed.gov/about/offices/list/ocr/docs/howto.html