I guess the next question is why do you want just you on the loan. It is a complicated issue, so it is important for us to discuss the ultimate goal and find thepath of least resistance with the current underwriting guidelines.
I would be glad to discuss,
Basically, whoever does the mortgage will be the ones to determine their requirements as to who they want on the deed. Typically the person that is signing for the mortgage and responsible for it will be required to be on the deed. That doesn't mean someone else can't also be on the deed in some instances. There are many reasons to take title in various ways. The mortgage holder will want to be the first lien on the property and protect their interest no matter who is in title. An estate attorney can help you determine the best way to take title, but the mortgage lender will determine who will be required to be on title for their initial mortgage requirements.
Never ever have one person of a married couple on a deed. Also I have a question, Why are there only one of you on the mortgage? It does not make sense at all.