Mortgage loan origintors must be licensed by the state where they are taking loan applications. This includes continuing education and responsibility in the transaction. Make sure you are working with a Massachusetts licensed loan officer!
It's true that obtaining a condo mortgage is more complicated than it was in the past, but it doesn't mean it's impossible in every situation. I'm currently working with a buyer who's going through MassHousing to purchase his condo. You just need to make sure that you're working with a good Buyer's Agent and also a good mortgage broker who can advise you on the best route to home ownership!
Best of luck!
Hallmark Sotheby's International Realty