Chuck,
Go directly to the experts...We recommend contacting Phil Visali at 877-880-1833. He has consistantly provided us with great numbers for our customers.

The "Eckler Team"
Century 21 Almar and associates
Venice, Fl 34285
ecklerteam@comcast.net

but waterfront and paid half or less in property taxes and insurance.
check this property,Seller need a contract ,Make an offer.
http://www.zillow.com/Gallery.htm?zpid=45464103

Chuck,
Too much depends on the EXACT location of the home to give you a general idea here. You really do need to contact an insurance agent directly. Also, an extremely important consideration is this: hurricane season lasts through November 30th. If you enter a purchase contract dated to close anytime this month, be certain to get an insurance binder immediately. If a hurricane approaches Florida, all insurance agencies cease to issue new policies. A hurricane way off the coast which never even touches land may delay your closing if you are unprepared. Best of luck and happy hunting!

Many factors are involved in this....Call 239-482-5864....it is an Allstate insurance office. They can answer any questions you have. Good luck.