Hi Carla. You would need to contact the Mortgagor, or the person that pays the mortgage. There is a lot of information that is available to the public, but Mortgage balance is not included. You would need to contact them and find out the loan type (to make sure it is an assumable mortgage. Not every mortgage is assumable), the loan balance, and the qualifications of the assumption. It may be more beneficial to take out a new mortgage with the low rate environment we are in currently, even with a small down payment and closing costs being charged. You shoul dget the details and speak to a mortgage professional about this. i would be happy to offer advice on the assumption if you would like. No charge for conversation. ;-)
Here is a link with some information -
http://www.mtgprofessor.com/A%20-%20Options/are_assumptions_…

Sue
Assumable mortgages are few and far between. Check out my web ref and then email me budrusty@aol.com for more info. I had a typo in my last response

Sue
Did you find the info you were looking for? I am also in Enfield - email me at budrsuty@aol.com and I will try to help you

You can also visit the town hall to do a title search. You're not only looking for the mortgage but also what other liens may be on the house. You most likely cannot assume the mortgage.

Most mortgages aren't assumable. However, to find out what is owed, the best way is either to ask the owner for copies of his/her most recent statement, or to get a notarized letter from the owner allowing you to contact the lender and have the lender provide you the payoff amount(s).