Getting a list of local recommended lenders that will work hard to find you the best loan option available, then you decide on who you want to work with to get your pre-qualification completed for you. As an expert in the field of real estate I have worked with several great lenders and some not so good, so there is a difference. Let me guide you through the process; working with a buyer's agent is a free service to you.
email me at firstname.lastname@example.org for more info.
Now, if you have a particularly difficult fileâ€¦one where a great deal of time has been spent by your original lender of choice, and your approval is questionable at best, please consider that before just jumping ship for an eighth of a point in discountâ€¦. don't use people, it's bad Karma. On the other hand, there is nothing, whatsoever wrong with shopping rates to be sure you aren't being taken advantage of. My last bit of advice is this: Don't necessarily discount a Realtor's advice. I've, personally, never taken a penny either above, or under the table to recommend a lender, however I most certainly have recommended lenders who do a better job, have a cleaner, easier process, treat my customers better and consistently have the best overall package and rates for my clients. Sometimes the "process" at the big banks, and many mortgage brokers is unnecessarily painful.
Good luck to you -
If you would like some referrals I can help you there...
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