I recommend working with a mortgage broker, as opposed to a bank or other lending service, Good Brokers not only know policies and histories of local lending agencies, but they know individuals within the different institution, and their knowledge and connections they will be able to get you the best deal possible. Find one whose commission is paid by the bank, it's one bill you should not have to foot.

Best Regards,
Alessandra Marx
alessandra@elikaassociates.com
http://www.elikaassociates.com

Comparison Shop is always the key. But, the best deal also means a reputable mortgage broker who will deliver what he/she promises and who will give you the 'best' not only in terms of your immediate needs (getting the house), but also the deal that fits your long term goals. Get referrals from your friends or families. If you have a trusted Realtor, he/she should have a team of reputable mortgage brokers they work with, ask them if they have somebody to recommend. If you need help, just give me a call.....

Working with me means, working with my team of lenders. I will connect you with the right person for the job at hand.