I have a terrific Loan Officer to recommend to you....simply put she is the best! Jan provides awesome customer service and she is very knowledgeable. Her contact information is below:
Jan S. Wagner, CRMS Certified
Branch Director/ Licensed Mortgage Originator [NMLS 152431]
Primary Capital Advisors, LC [NMLS 3076]
Canton Street Branch Roswell, GA 30075
GAMPâ€™s Top Producer Award Recipient 2006 â€“ 2009
Apply online at http://www.janwagnerpcm.com
YOUR MORTGAGE, ON TIME & ACCURATE
Good luck and Best wishes,
Michelle Foster, REALTOR, ABR, QSC
Better Homes and Gardens Real Estate Metro Brokers
Atlanta Housing Source at
Solid Source Realty, Inc.
Home Buyers & Sellers - http://www.AtlantaHousingSource.com
Property Management â€“ http://www.RentalHomeAtlanta.com
You can refinance to an FHA loan, but the better option in terms of lower payment is a HARP refinance of your existing mortgage as a new convenitonal mortgage. There are some circumstances where an FHA loan makes sense, but in my experience, most borrowers benefit more from a lower rate on their existing first mortgage.
I would be happy to provide you with a no obligation evaluation of your circumstances to determine what is best for you. Call me at 678 467-9959 if I can be of assistance.
Timothy Brown | President
Academy Residential Mortgage, Inc.| academyresidential.com
11380 Southbridge Pkwy, Suite 200 | Alpharetta, GA 30022
678.468.5626 x110 | fax 678.935.1156 | cell 678.467.9959
Flagstar Bank - Financing in 50 states - Equal Housing Lender
If you have 3.5% equity in your home you could look at a FHA loan. If you do not have enough equity to do a FHA loan or a regular conventional loan there are options to refinance your first mortgage. This will depend on whether your mortgage is owned by Fannie Mae or Freddie Mac.
Please feel free to contact me if you would like to discuss further. My office is just south of Marietta.
Cornerstone Mortgage Group, LLC