As the others have answered, the short sale issue depends on how long ago it closed, with some consideration give to the circustances involved in why you had to go to short sale. Obviously, a 690 score is good enough.
Feel free to contact me @ iakerman@fmm.com if you need further assistance.

When was the short sale? How long ago? If over 3 years ago and your affordability ratio and down payment money is okay and your credit is 690 you should be fine.

I love Chad E. Bahnsen - Office: 610 622-2212

Excellent mortgage consultant who will work quickly to pre-approve you. If he can not get you pre-approved now, he will give a plan to get you there. I have a client he's been working with for about 1 year to help him get to the point he can be pre-approved.

Kelly Gidzinski
Keystone Property Connections, LLC

Depends on the reason for the short sale. If financial mismanagement then 4 years need to have elapsed since the short sale. If it is due to extenuating circumstances then 2 years. You need to have re-established credit and had no late payments or derogatory credit in the last 24 months.

If you email me directly, I can email you a few lenders that I deal with directly.