If you tried to buy a home that was a few decades old, small, and priced under $100,000 you would probably have no money to pay for general maintenance and "surprises" like a blown water heater ($750 and up) or roof repair ($500 and up).
call or text me to see what makes more sense, renting or buying 719-660-5223
Your first step should be to meet with an experienced Mortgage Banker. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for. Mortgage Bankers provide a much higher level of service and experience and knowledge than Loan Officers who work for regular banks.
Email me directly at email@example.com for a free consultation. I have a couple of lenders you need to talk with that can help. Each persons situation is different and they would be happy to show you what you need to do to become a home owner.
Keller Williams Clients Choice
Soli Deo Gloria