Financing in 92103>Question Details

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Hello, could you recommend a lender that handles VA financing? Thank you

Asked by Voices Member, Thu Mar 17, 2011

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I would highly recommend Steven Tavera @ Leading Mortgage Solutions his number is 619-632-2190. He seems to know VA loans inside out, I have used my VA loan 3 times now and he was the only loan officer I noticed that would answer the questions I had. He is very proffesional and is always available to you even on the weekends which was great since I would go out shopping with my realtor every weekend.
1 vote Thank Flag Link Fri Mar 18, 2011
Two thoughts:
1. W.J. Bradley Mortgage Capital Corp - good rates and excellent performance - ability to quickly complete the loan - as short as 15-days from the time all your paperwork is in.
2. Who is your credit union? NFCU? You can sometimes get even better rates (although slower processing) with a military specific credit union.

Robert T. Boyer, Ph.D.
Loan Originator - NMLS #288732
W.J. Bradley Mortgage Capital Corp.
http://www.WJBHomeLoan.com
http://mywjb.com/robert-boyer
http://www.FinestExpert.com
http://www.SanDiegosFinestRealEstate.com
Web Reference: http://www.WJBHomeLoan.com
1 vote Thank Flag Link Thu Mar 17, 2011
I send all my clients to
http://www.sandiegova.org
1 vote Thank Flag Link Thu Mar 17, 2011
If I am on the seller's side of the transaction; how can I be sure that the buyer's lender is going to pick up the "non-allowable" fees and not charge my seller? This would make a decision on whether to entertain offer or not. Thank you.
0 votes Thank Flag Link Sun Dec 9, 2012
I do ALL Types of Loans, VA is no Challenge. I provide Great Customer Service along with Integrity and Ethics.
Allow me to work with you and assist you with your Loan needs

Lluvia Martinez
Broker
Executivesgroupmortgage@hotmail.com
Executives Group Real Estate & Mortgage
(562)650-6212
0 votes Thank Flag Link Wed Jun 6, 2012
Chistie,

I hope this message finds you well, VA financing has lots of ins & out of maximazing your income. 80% of my business comes from law enforcement and military community here in San Diego. After testing several financial institutions I am happy to answer your question and recommend Alfonso Delgadillo as a VA financing Expert.

If you have any further questions please feel free to visit my website, I' ll happy to point you in the right direction.

Best Regards,

PM
0 votes Thank Flag Link Sat Apr 2, 2011
It is not easy getting a loan these days. I have been helping families buy and sell homes in San Diego since 1987. I have worked with many lenders over the years,,,some good, some bad and a very few were excellent. I recommend Marsha Lenyk. We have kind of grown up in the real estate business together. I have worked with Marsha since 1989 and she has always come through. She is knowledgeable, thorough, thoughtful, honest and tenacious. Call Marsha at 619-992-1504. Tell her that Steve Campbell sent you!
0 votes Thank Flag Link Thu Mar 31, 2011
Since you are in Southern California, your local mortgage broker that specializes in VA loans is my first recommendation. Out of state brokers and/or lenders may not be as regulated as one that is based in California. New mortgage regulations come into effect April 1st. These new regulations keep everyone on an "apples-to-apples" scenaro when checking for quotes on rate and points. The mortgage person must be knowledgeable of what "allowable" and "non-allowable" closing costs are. The VA prohibits some closing costs they feel their Veteran should not pay. My recommendation is Donnella Fairshter with Affinity Financial 619-559-2260. She is located in San Diego, where you are.
0 votes Thank Flag Link Thu Mar 31, 2011
Please call lee at 5628998425 in newport bech ca (Prime lending)

lquintero@primelending.com
0 votes Thank Flag Link Thu Mar 24, 2011
Hi Christie,

Trysh Call is an expert in VA and FHA loans--has been in the industry 25+ years. Always available and VERY knowledgable about lender guidelines.

Amerifund Lending Group

Office: 951 600 2959

Direct: 818 645-7035

Fax: 818 936-0350

E-mail: Trysh@TryshCall.com

Best of luck to you!

Paula Cavagnaro
Reliance Bay Realty
0 votes Thank Flag Link Wed Mar 23, 2011
Since we last answered your question, can you write back and let us know how your search went? Thank you :)
0 votes Thank Flag Link Wed Mar 23, 2011
Davis Selleck is an excellent Lender 920-955-6677
Does All FHA and VA lending.
Mike Werth ReMax 24/7 Real Estate. 920-702-0162
http://www.werthteam.com email mike@werthteam.com
0 votes Thank Flag Link Wed Mar 23, 2011
She works multiple states and answers questions beyond business hours. Recently won a trip to Hawaii for outstanding production. See her contact information below..........Thank you Lindsay Richmond Realtor Dominion Partners LLC. Payson Arizona


Stevie Weaver

Read my reviews at Merchant Circle

SR. VA / FHA Loan Specialist

iFreedom Direct, Inc.

NMLS # 174569

801-493-6611 Office

800-489-7676 ext 6611

866-376-6132 Fax

801-949-1804 Cell
0 votes Thank Flag Link Wed Mar 23, 2011
Most lenders can help you. I advise clients to start with a credit union first, if they belong to one. Next would be a bank where they already have a relationship. And of course I can always supply the names of a few nice reputable lenders whom I've used in the past.
Web Reference: http://www.susanrao.com
0 votes Thank Flag Link Wed Mar 23, 2011
I usually recommend that you start somewhere that you already have a relationship, your local bank for instance. Most larger lending institutions have access to a variety of lending opportunities. Be sure to check several to find the best deal for you. Don't look at just the rate, but the costs associated with getting the loan. Good luck!
0 votes Thank Flag Link Wed Mar 23, 2011
Here is somebody you can call direct Tim O'Hare from Continental Home Loans His # is 631-549-8188
0 votes Thank Flag Link Wed Mar 23, 2011
Most banks will do that or contact your local Veterans administration they should be able to give you several lenders, and point you in the right direction.
0 votes Thank Flag Link Wed Mar 23, 2011
Hi Christie
I would recommend U.S. Bank,they are nation wide,and easy to deal with. PLUS they keep their loans,that will be important when you get ready to sell your home. Here is the # for a lender in U.S. Bank Marilyn 618-972-5827...call her she will be able to help you..Thanks Shirley
0 votes Thank Flag Link Wed Mar 23, 2011
VA Home Loan Centers has an office in San Diego and they specialize in VA financing.
My friend just recently got her loan through them, and she said it was really easy and they were helpful.
0 votes Thank Flag Link Tue Mar 22, 2011
Hi Christie, I recommend Home Capital Network, Speak with D.C. Tripodi at 800,635-0977 ext. 608. He's an excellent Loan Officer.
0 votes Thank Flag Link Tue Mar 22, 2011
I am affiliated with Wells fargo- I find they can do the job. Steve Chance- 845-440-2303 or john reidy 845-206-3313. Jamie Decaterino is with Choice one funding- 518-577-9859. He is a rain maker can get anything done.

Michelle Ayala
Broker Associate
Prudential serls
0 votes Thank Flag Link Tue Mar 22, 2011
Dean Wolf is an old friend who always has made the deal happen for me. I can highly recommend him for VA or FHA loans, He is currently working on my VA loan through Wells Fargo. I have used him for all my home loans, VA or otherwise. Tell him Trademark Properties of Mammoth Lakes sent you.

Dean Wolf
Home Mortgage Consultant
Office: 661-702-4900
Fax: 661-702-4904
Mobile: 760-937-8344


27720 Dickason Drive #112
Santa Clarita, CA 91355
0 votes Thank Flag Link Tue Mar 22, 2011
Hello Christie,

This lender has done a great job giving a VA loan to one of my clients, and he is in San Diego. Just let him know I referred you.

His name is :

Howard Schwartz,
Prime lending
hschwartz@primelending.com
Cell: 619-992-2570
Office: 619-795-6078

Good luck

Ghada Wadi
(949) 533-9537
0 votes Thank Flag Link Tue Mar 22, 2011
Most mortgage companies can handle VA loans.
0 votes Thank Flag Link Tue Mar 22, 2011
Prime Lending
Alfonso Delgadillo
619-843-8771
South Bay California Loan officer

I am a local Chula Vista and South Bay Realtor and Mr. Alfonso Delgadillo does a great job with all of my VA clients. He well educates my clients and answers their questions and I like how he keeps in touch with all my clients. You wont be disappointed.
Give me a call with any questions.

have a great day
Carmen Avalos
0 votes Thank Flag Link Tue Mar 22, 2011
Homestead Mortgage has a loan officer who specializes in VA loans. visit their website or call 409-861-2200
0 votes Thank Flag Link Tue Mar 22, 2011
Hi This is Ding Hsin Fang at New Jersey. I do have agent for this type mortgage. You may contact with him - John Nevolo at C: 973-650-7130 W: 908-603-1148 E: jnevolo@jerseymortgage.com..
I hope this will help you.
0 votes Thank Flag Link Tue Mar 22, 2011
I am a VA expert. Please call or go to my website at http://www.ApproveMeVA.com. Click on my profile and you can call me anytime. I am licensed in CA with CA DOC 190779. Thanks
Web Reference: http://www.ApproveMeVA.com
0 votes Thank Flag Link Tue Mar 22, 2011
Yes, Bank of America handles Va loans and also have grants for down payment assistance for up to $5000 for certain low to moderate income areas.
0 votes Thank Flag Link Tue Mar 22, 2011
I just proof read my last answer and something went wrong with the link I sent you. Here's his contact info again:

President: John C. Manson

GM MORTGAGE & REALTY CO., INC.
Mortgage Banking

P.O Box 8249
Rancho Santa Fe, Ca. 92067
Phone: (760) 632-5944
Fax: (760) 454-2213
email: John@GMMortgagegroup.com
0 votes Thank Flag Link Fri Mar 18, 2011
Hi Christie, Have you had an opportunity to contact, John Manson yet? http://www.ebxgroup.com/ebx026.html. You definitely won't be sorry. He can get you done in a hurry and you'll receive very professional and courteous service.
0 votes Thank Flag Link Fri Mar 18, 2011
I average about 5 VA loans a month. I consider myself an expert. I am licensed in both CA and AZ, and can help you navigate and simplify the process. Check out my website. http://www.ApproveMeVA.com
Web Reference: http://www.ApprovemeVA.com
0 votes Thank Flag Link Fri Mar 18, 2011
I'll be so bold as to recommend myself.
Web Reference: http://TripointMortgage.net
0 votes Thank Flag Link Fri Mar 18, 2011
Alfonso Delgadillo
Prime Lansing
619-843-0627
adelgadillo@primelending.com

I am a Chula Vista local realtor and my main source of cliental comes from our military community. I use Alfonso for every single VA client due to his work ethics and high level of work.

If you have any questions feel free to contact me at 619-571-5784.

Best Regards,

PM
0 votes Thank Flag Link Thu Mar 17, 2011
Hello Christie,

I can highly recommend Lucia Islas-Villanueva, she has an underwriting mindset, she's thorough, detailed oriented and consisitent. Check out her Trulia profile and review her resume and recommendations at: http://www.trulia.com/profile/luciaislasvillanueva/ She has offered my clients VA, FHA and Conventional financing, I'm sure she can help you as well. She can be reached at (619) 993-1067.

Sandra Morales
Realtor
Realty Executives Dillon
(619) 674-1636
0 votes Thank Flag Link Thu Mar 17, 2011
First to answer: Alan Shafran…RecentOldestHighest Rated
John Arendsen’s answer

John Arendsen
Broker
Encinitas, CA
Here's a little more info about John Manson

http://www.ebxgroup.com/ebx026.html

Web Reference: http://www.sandiegorealestatetoday.com
A moment ago - Delete this answer
Link to this answer Report

John Arendsen
Broker
Encinitas, CA
I would highly recommend this gentleman: I have known John for almost 30 years and he has established one of the most well rounded Mortgage & Realty company's in San Diego. He's a local boy who graduated from San Diego High School and the University of San Diego (USD)

He is by far the most creative lender I've ever worked with. Additionally, he has acess to unlimited funds with a private investment pool of local investors who trust John implicitly for sound RE investments in the San Diego area.

He also works with all the major lenders on conventional financing.

President: John C. Manson

GM MORTGAGE & REALTY CO., INC.
Mortgage Banking

P.O Box 8249
Rancho Santa Fe, Ca. 92067
Phone: (760) 632-5944
Fax: (760) 454-2213
email: John@GMMortgagegroup.com

Web Reference: http://www.sandiegorealestatetoday.com

Web Reference: http://www.sandiegorealestatetoday.com
0 votes Thank Flag Link Thu Mar 17, 2011
Contact my business partner Iqbal Dhindsa with Citizens Choice Mortgage, he is in Arizona but is licensed in California 480-682-6623.....He is based in Arizona but is licensed in California, I know he is working with many people up in the San Jose area. Good Luck to you on financing and be sure to tell him that I introduced you.

Matt Puzz
Amerifirst Financial, Inc.
602-410-9333
Web Reference: http://www.mattpuzz.com
0 votes Thank Flag Link Thu Mar 17, 2011
Hello Christie,

Here's my recommendation... someone who specializes in VA loans and working with our wonderful military people. Grateful for your service to our country. Andrew is really good!
Andrew Paul
Military Home loans
Office - (619) 422-5900
Cell - (619) 964-9404

Have a great St Patrick's Day:-)

Denise Gleavey
"Your Realtor for Life"
Coldwell Banker Res. Brokerage
858-565-7777
Web Reference: http://WWW.IHandleRE4U.com
0 votes Thank Flag Link Thu Mar 17, 2011
Hi Christie,

I have three really good lenders i can count on to close in 30 days; many need 45 days or more to close. A quicker close date can make your offer stronger. Just shoot me an email, and I'll send them to you.

Regards,
Cory
0 votes Thank Flag Link Thu Mar 17, 2011
Hi Christie,

My name is Elva Wormley and I can be reached at 866-573-3331. I handle VA financing and work with homeowners and homebuyers throughout California.

For more about my services visit: http://www.yelp.com/biz/elva-wormley---cobalt-financial-corp… or http://www.insiderpages.com/b/3711238546/cobalt-financial-co…

Best regards,

Elva Wormley
Cobalt Financial Corporation
0 votes Thank Flag Link Thu Mar 17, 2011
Christie,
I would recomend Craig Petit with iFreedom Direct. The great thing about his company is that they spealize in VA loans only. They are a direct lender and have in house underwriters which is very important when you need a loan. This company can close in less than 30 days. Most lenders require 45 days or more to close a VA loan.
Regards,
Bob Sanchez
619-277-6293
DRE# 01701639

Craig Petit
619-531-4623
1-800-891-5785 Ext. 4623
0 votes Thank Flag Link Thu Mar 17, 2011
Hi Christie,
My name is Cesar Silva, my company is PRIME LENDING. We Are a approved Bank for VA, FHA, USDA, COnVENTIONAL and many other great programs. Feel free to look up my company and be sure you use a actual Bank not a broker or correspondent. I have many VA references available upon your request. Best Regards
Cesar Silva 619-813-2313
Office in San Diego and Del Mar
0 votes Thank Flag Link Thu Mar 17, 2011
I would call San Diego VA.org for questions on VA loans.
619-663-SDVA
0 votes Thank Flag Link Thu Mar 17, 2011
Chrisite,

One more excellent reference is Bobby Askari of Guild Mortgage. He closed multiple VA loans very recently and is very familiar with all aspects of that type of loan.

What else is interesting some VA buyers find out they may also be available for first time buyers programs that help out with the down payment.

Bobby can be reached at 619 889-9024. I you don't have a realtor give us a holler. We have two great Buyers Specialists that can help you as well.

Good Luck.
0 votes Thank Flag Link Thu Mar 17, 2011
Hi Christie,

Yvette Valenzuela is great and she specializes in VA loans. Her office is in Downtown San Diego. Here is her info: yvalenzuela@ifreedomdirect.com

Direct line: 619-531-4607

Fax: 888-205-0572

Cell: 619-851-5627

Good Luck!
0 votes Thank Flag Link Thu Mar 17, 2011
Christie,
Here is a source for lenders that I work with http://www.yoursdps.info/3/W0000019741/P0000367194.htm They can help you with VA loans. You can also use that website to search for homes for free. It has a direct connection to the San Diego MLS.
Let me know if yo have any questions.

Jerry Heard Broker
DRE #00648687
619-920-9796
0 votes Thank Flag Link Thu Mar 17, 2011
Karen Barberio at US Bank
800-515-6250
760-720-2449

She is the best!
0 votes Thank Flag Link Thu Mar 17, 2011
Hello Christie,

I can recommend:
Anthony Ramirez with Prospect Mortgage. He is the best VA lender out and he is former military. His number is 619.733.8669. Let him I referred you.

Alex Saavedra
Century 21 Award
619.519.0683
alex@buysdhomes.com
Web Reference: http://buysdhomes.com
0 votes Thank Flag Link Thu Mar 17, 2011
Try PROSPECT MORTGAGE...His name is Scott 818 679-5188.
0 votes Thank Flag Link Thu Mar 17, 2011
Hi Christie,


I recommend Pauling King from Network Financial in Bonita.


Pauline King
Direct (619)754-6446
Fax (619)472-1500

Good luck on your purchase!

Nick
Web Reference: http://www.searchsdmls.com
0 votes Thank Flag Link Thu Mar 17, 2011
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