Please feel free to call me 424-777-9377 - i'll be happy to help you out.
Thank you for your time.
Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855) ext. 777.
President - RealtorÂ®
- Trust Sale Realty -
Residential & Commercial Real Estate
Toll Free: 1-855-TRUST-55
Toll Free: 1-855-878-7855
Fax: 310-356-4925 http://www.TrustSale.com http://www.TrustSaleRealty.com
All of the answers are good ones but if you would like a value range prior to initiating a refinance to see approximately where the value is at this time I would be happy to assist you with an approximate value. Many REALTORS do price opinions although they cannot be used for financing, they will give you an estimate of value so that you can move forward or not!
Valerie A White
I'm alocal Mortgage Broker and I would be happy to help. Shoot me a private message or email. We can get a ballpark value tomorrow and I can make my recommendations! I look forward to helping you if i can!
If the property is (slightly) under water, the only way to refi is through the HARP-2 government program.
HARP-2 allows a refinance even if the loan to value exceeds 100%.
This only works if your loan is owned by FNMA or Freddie Mac.
Here are the urls to their look up tools which allow you to find this out:
If your loan is owned by either of these 2 institutions, you should contact your current servicer (bank) whether they are BofA, Chase, Citi, etc. They may be able to help you.
The value and low refi costs are mutually exclusive. That's the good news.
As for value, we can do (free of charge) what is called an AVM (automative valuation method). It is a computer estimate at the value, not what an appraisal will come in.
But, one of the easiest and quickest ways os to ask a real estate agent in your community what they think the property will appraise for. Even though you are not ready to sell, I am sure a professional agent will be happy enough to give you an idea.
The combination of those two things should get you a ballpark.
Let me know if I can hep you.
Fred Glick NMLS#133975
U S Loans Mortgage LLC NMLS#51022