Hello, I am currently in a dilemma...right now I have an 80/20 loan and the big portion of the loan will
adjust in 2 years. I would like to refi but a lot of people have said I don't have enough equity in the house. So I am thinking of doing a modified loan instead but I don't think that is the answer because I don't have any issues with paying my mortgage. So I guess I am asking is do I have any options to refinance into a fixed or can I only modify?
John,
Call my preferred lender, Mike Savell, at Chase Bank. 303-625-3123.
Also, email me your address and I can give Mike an estimate on the value of your home so he knows what you are working with.
Best of luck,
John Keene
303-547-7578
I don't know about your refinance options, but you may qualify for an FHA refinance or you may qualify under some of the new refinance plans that are just being rolled out now.
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